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    <title>A Personal History of  Money . . .</title>
    <link>http://ptc712.savingadvice.com</link>
    <description>. . . and my journey to relating to money in healthier ways</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor></managingEditor>
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      <title>Hardly Spending Days</title>
      <link>http://ptc712.savingadvice.com/2006/11/28/hardly-spending-days_17991/</link>
      <description>I did my part over the holiday weekend. I spent nothing on Friday and Saturday. Sunday, I bought the local newspapers and, when a valve under the kitchen sink broke, I spent $6 on a new valve that I installed myself, using borrowed tools. (That's the first time I ever attempted this...</description>
      <pubDate>Tue, 28 Nov 2006 04:19:22 PST</pubDate>
	  <author>ptc712@yahoo.com (ptc712)</author>
    </item>
    <item>
      <title>Blue Thanksgving -- Edited</title>
      <link>http://ptc712.savingadvice.com/2006/11/25/blue-thanksgving-edited_17868/</link>
      <description>[for some reason I couldn't edit this post the usual way, so . . .]&lt;br /&gt;
&lt;br /&gt;
Well, I haven't moved an inch in resolving any of my money situations since I started this blog six weeks ago. I haven't even kept up with a committment to continue posting here . . . or to start tracking what I...</description>
      <pubDate>Sat, 25 Nov 2006 06:23:08 PST</pubDate>
	  <author>ptc712@yahoo.com (ptc712)</author>
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      <title>Gender Differences and Money</title>
      <link>http://ptc712.savingadvice.com/2006/10/18/gender-diferences-and-money_15894/</link>
      <description>When I was growing up, my dad worked out of the house, for a paycheck, and my mother worked in the house -- managing the household of nine kids. Yes, we did have a maid for much of my childhood, who did laundry and housecleaning. My mom handled the daily needs of the kids and did all...</description>
      <pubDate>Wed, 18 Oct 2006 20:07:21 PST</pubDate>
	  <author>ptc712@yahoo.com (ptc712)</author>
    </item>
    <item>
      <title>Laws of Attraction</title>
      <link>http://ptc712.savingadvice.com/2006/10/17/laws-of-attraction_15844/</link>
      <description>Are there people on this site who write about the Laws of Attraction -- the notion that thinking and acting positively about money and abundance and thinking and worrying about money and lack of abundance will keep you poor?&lt;br /&gt;
&lt;br /&gt;
I'll admit that I'm very skeptical of the concept. I am...</description>
      <pubDate>Tue, 17 Oct 2006 21:58:38 PST</pubDate>
	  <author>ptc712@yahoo.com (ptc712)</author>
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      <title>Low Balance</title>
      <link>http://ptc712.savingadvice.com/2006/10/17/low-balance_15825/</link>
      <description>So, what do you usually do when you you are 10 days away from payday and you have 20 dollars in your bank account, not even enough to keep your gas tank full until the next paycheck rolls around?&lt;br /&gt;
&lt;br /&gt;
Aside from the initial negative body reaction when you realize you've underestimated...</description>
      <pubDate>Tue, 17 Oct 2006 15:32:18 PST</pubDate>
	  <author>ptc712@yahoo.com (ptc712)</author>
    </item>
    <item>
      <title>Parents and Money</title>
      <link>http://ptc712.savingadvice.com/2006/10/11/parents-and-money_15551/</link>
      <description>In recent weeks I've read a bit about how people think about money and how your views about money are shaped by what you heard about money growing up.&lt;br /&gt;
&lt;br /&gt;
Which astounds me, in that I grew up in a healthy atmosphere regarding money, and yet little of that healthy attitude rubbed off...</description>
      <pubDate>Wed, 11 Oct 2006 20:19:28 PST</pubDate>
	  <author>ptc712@yahoo.com (ptc712)</author>
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      <title>Today is The First Day</title>
      <link>http://ptc712.savingadvice.com/2006/10/09/today-is-the-first-day-blah-blah-blah_15425/</link>
      <description>So what brings me to this semi-anonymous blogging site?&lt;br /&gt;
&lt;br /&gt;
I have a good-paying job (above the median), a house, three kids, a hefty mortgage, too much consumer credit, and less than $100 in my checking account.&lt;br /&gt;
&lt;br /&gt;
My wife works -- self-employed -- but our marriage is dissolving, so...</description>
      <pubDate>Mon, 09 Oct 2006 12:57:58 PST</pubDate>
	  <author>ptc712@yahoo.com (ptc712)</author>
    </item>
    <item>
      <title>Work Life</title>
      <link>http://ptc712.savingadvice.com/2006/10/09/work-life_15424/</link>
      <description>I'm now 48 and I've worked almost consistently since I was about 12. Newspaper route, grocery store clerk, retail clerk, newspaper ntern, law firm intern, freelance editor, bookstore manager, writer/editor for a business publisher.&lt;br /&gt;
&lt;br /&gt;
I come from a large family and working was just...</description>
      <pubDate>Mon, 09 Oct 2006 12:45:39 PST</pubDate>
	  <author>ptc712@yahoo.com (ptc712)</author>
    </item>
    <item>
      <title>Day One</title>
      <link>http://ptc712.savingadvice.com/2006/10/09/day-one_15415/</link>
      <description>I've spent the morning looking at websites that have affirmations for bringing more money into your life. The affirmations are uplifting and better than reciting just negative things about money.&lt;br /&gt;
&lt;br /&gt;
But it's hard to work past two decades of unhealthy attitudes towards money just in...</description>
      <pubDate>Mon, 09 Oct 2006 09:58:07 PST</pubDate>
	  <author>ptc712@yahoo.com (ptc712)</author>
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