.... to paraphrase Tolstoy.
My wife and I have been separated but living in the same place for a long time. We did it for the kids, as so many people say, but as our kids become adults (they are 17, 19 and 23, with the 17-year old in many ways being the most mature) I wonder if what we did was the best for them.
When we were in our 30s and 40s we had a lot of friends with kids our age who divorced, starting a many year process of kids shuffling from place to place. But I see those kids and ex-couples now and they have for the most part entered into a new normal with a good level of contenment that my wife and I can't get to as long as we are together.
We have been homeowners, i.e., mortgage payers, for almost 20 years. Most of that time, we have kept separate checking and savings accounts. For the first 10 years or so I paid the mortgage out of my income and we bascially split the property taxes. For the last five to seven years, we flipped and my wife has paid the mortage and half to more of the property taxes.
During this last period, I paid for most of the kids' expenses -- school costs (for a time private school but in the last five years only public high school costs), braces, summer activities, music lessons, etc.
I posted a summary of my budget a couple of posts ago because at some point -- next month, next year, in five years -- my wife will move on. Or, if the kids are all out of the house then -- I will move on. so I needed a realistic view of what I could afford---which isn't much.
In the short term, my wife is around, contributing to the groceries and the property taxes. but that will and should change and I need to be prepared.
....Estranged Couples are All Estranged in Their Own Ways
August 23rd, 2011 at 01:33 pm
August 23rd, 2011 at 01:54 pm 1314107687
I wish you both the best, however you work it out.
August 23rd, 2011 at 03:28 pm 1314113316
Like you, I had known for years that it was only a matter of time. I had thought that the time would be when both children were grown. But the bad marriage model weighed heavily on my mind. I did not want my children to go out and make bad marriages.
It's good that you are trying to make financial plans. I hope that you are also making personal plans. You're a person too, and you deserve more out of a relationship than you have now. You might consider counselling, to help you come to terms and move forward.
Please be aware that divorce is hard even when you know it is the best thing for you. But you can heal and go on to have a happier life.
August 23rd, 2011 at 07:39 pm 1314128374
September 2nd, 2011 at 08:30 pm 1314995400
Jerry